Lorna Goodison's 'On Houses' - Questions

1. Who is the speaker in the poem? Who is the speaker referring to as 'you'?

2. What does the fifth and sixth line mean?

3. Comment on the shift in tone between the first and last three stanzas in the poem. What is the effect?

4. What is "careful money" referring to?

5. What is the effect of the 7th stanza containing merely one line?